When Payday Loans Can Help You

Posted by on Jun 28, 2014 in Blog, Finance & Money | 0 comments

Payday loans have gotten a bum rap in today’s world. The strings attached to payday loans make them an easy target for consumer advocates, and it’s not hard to see their point. Payday loans can be very dangerous in the wrong hands. But with a little knowledge and some planning, they can actually be quite helpful. Here are some situations in which a payday loan can be more helpful than other forms of borrowing. You Need Cash Quickly The most obvious benefit of a payday loan is immediate access to cash, which can bail you out of any...

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The Things You Need To Know Before Starting A Coin Collection

Posted by on Jun 20, 2014 in Blog, Finance & Money | 0 comments

Collecting coins is a hobby that everyone can enjoy. Here are a few things that you should know about coin collecting before you start a collection. Understand The Factors That Determine A Coin’s Value Decide what type of coins or currency you want to collect. Decide if you want to collect old coins or crisp dollar bills. Don’t assume that just because a coin is old that it automatically has value, because there are a number of factors that go into determining a coin or dollars’ value, such as age, condition, and rarity. The...

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Should You Take Out A Bad-Credit Auto Loan Or Borrow Money From Family?

Posted by on Jun 18, 2014 in Blog | 0 comments

In spite of having less than perfect credit, you should be able to find a lender who is willing to offer you a bad credit loan to purchase a vehicle. In most cases, these loans have a higher interest rate than most other car loans, and it would be cheaper to just borrow money from your family. However, there are compelling reasons to borrow from a lender rather than your family, and here’s a look at three of the things you should consider before doing either: Credit Repair If you cannot get a loan, your credit is either full of negative...

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How To File Taxes For Your Elderly Parent’s Caregiver

Posted by on Jun 5, 2014 in Blog, Finance & Money | 0 comments

If you have an elderly parent who is under the care of a senior aide, the tax season may be extraordinarily complicated for you. This is because most citizens are not sure about whether to file their parents’ senior aide as an employee, or as an independent contractor. To simplify the filing process, it is important that you understand the official occupational position of a senior aide.   What is the difference between a 1099 and W-2 form? According to LearnVest, 1099s are tax forms for independent contractors, whereas W-2s...

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The Cost Of A Low Deductible

Posted by on Jun 5, 2014 in Blog, Finance & Money | 0 comments

All insurance is meant as a safety net in the event of an emergency.  Premiums are paid every month to ensure that when something catastrophic occurs, the loss will be replaced.  Understanding how a deductible impacts the overall cost of insurance is important, and often leads to a reduction in present and future out-of-pocket costs.   What is a Deductible? The definition of an insurance deductible is, “the amount…[paid] out-of-pocket before the insurance company will cover the remaining costs.”...

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Learn How Bail Bonds Work

Posted by on Jun 3, 2014 in Blog, Finance & Money | 0 comments

A common misconception when it comes to posting bail bonds is that the court makes a profit. This detail isn’t true. If you are bonded out, the bail bondsman is making a promise to the court by making sure that their client shows up for their court date. The bail bondsman pockets all of the money that you pay them. Payments In order to bond out, you must give your bondsman a percentage of the total bond. Every state has their legal percentage, which usually ranges anywhere from 10-15%. Sometimes, a bail bondsman will bond you out for a...

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What To Consider Before Upgrading Your Cash Registers

Posted by on Jun 2, 2014 in Blog, Finance & Money | 0 comments

When you are looking to upgrade your cash registers, you will have different options. It is best to learn about the different features, so you can choose the right one for your needs. Knowing this information can help you avoid systems that are too complicated or costly for your business. Know Its Purpose Before you buy a new cash register, you want need to know its purpose. When you need a system that can track your inventory and daily sales, you should look into a POS or Point-of-sale system. These models are great for companies that need...

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Get a Loan to Refinance Your Home

Posted by on May 29, 2014 in Blog, Finance & Money | 0 comments

If you are currently a homeowner, then you have probably been hearing a lot about refinancing these days. There seems to be a commercial on TV or an infomercial on the radio constantly trying to get homeowners to refinance. If you are considering refinancing, there is some home loan information you need to know. After you read the content on this page, visit McHenry Savings Bank to learn more. The Interest Rate Before you start trying to refinance your home loan, you need to know what your current interest rate is. You can find this...

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How to Find Ancient Coins for Sale

Posted by on May 28, 2014 in Blog, Finance & Money | 0 comments

Ancient coins for sale through brick and mortar antiquity dealers, can also via online websites today. This has challenged the old style marketplace for such rare collectables and made way for a new generation of antiquity coins. Many items are now available and becoming more valuable, thanks to modern auction platforms and online sellers of coins worldwide. Understanding how the collectable markets work is essential. Collectable coins are a market that is always changing, but rarely loses the intrinsic value for collectors. Ancient coins can...

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How To Become A Bounty Hunter

Posted by on May 25, 2014 in Blog, Finance & Money | 0 comments

When people abscond while on bail, a bounty hunter is usually called. Some bail-bond companies have their own bounty hunters, while others hire freelancers. So you want to bring people to justice, without the meager cop salary. You have a knack for tailing and tracking that has made you supremely confident that you could make some serious cash. The job’s not easy, and involves legitimate risk, but if you’re looking for an exhilarating career, bounty hunting is for you. But before you even consider the job, you need to do your...

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